On the other side, the commodities of usury are. First, that howsoever usury in some respect hindereth merchandising, yet in some other it advanceth it: for it is certain, that the greatest part of trade is driven by young merchants, upon borrowing at interest: so as if the usurer either call in, or keep back his money, there will ensue presently a great stand of trade. The second is, that were it not for this easy borrowing upon interest, men\'s necessities would draw upon them a most sudden undoing; in that they would be forced to sell their means (be it lands or goods) far under foot; and so, whereas duty doth but gnaw upon them, bad markets would swallow them quite up.…